Monday, September 29, 2008

Adventures in Banking

Two months ago my ex gave me a bad check. The account that my ex so royally screwed up is finally, as of Saturday, fixed. Yes, it took him two months to get all the fees paid off. And the bank was very nice to me. I called and explained the problem to them twice and they worked with me, and never treated me rudely. They charged me $75 just because his check bounced. That was before they even took his check amount back out and charged me for my transactions. So beware taking checks from people you don't trust. Even if you wait before using the amount, they will still charge you a ridiculous fee.

Speaking of fees, I have a rarely used account at a bank I shouldn't name. *cough* SUNTRUST*cough* I opened it in the first place for the $50 checkcard offer, while I was cashing a check I had been given from that bank. Every time I go to use the account, they piss me off. You can't cash a check for more than the balance in your account. You have to wait 48 hours to get your money if you deposit it after 2pm. Etc, and so on. It's just a hassle, and one teller pissed me off trying to say another bank had the same policies. Well, I have an account there too, and I beg to differ.

Anywho, I miscalculated this last time I used the account, and aquired a fee of $35. The amount of my mistake?? Three cents. Yep, three lil ol pennies. I emailed the bank, letting them know I generally take the fee when it is my mistake, but come on, 3 cents? That's a bit silly. I was informed that they could do nothing about it, I had to pay the fee. Well that pissed me off, I've never had a fee at that bank in all the four years I've had the account. Give a gal a break. I replied that it was the last straw, I'd had it with their stupid bank and I was closing my account.

They refunded my fee the next day.

Today, I deposited three pennies and cut up my debit card.

1 comment:

Xmichra said...

good for you!! I would have been pissed off at that as well. I am lucky with my bank account i have a lot of liberties that i wouldn't have elsewhere. But i have maintained that account since i was like 16 or something so i think some of it is grandfathered in or something.. lol...